Personal Response on Sexual Identity free essay sample

However, this has been an awakening although I do possess much about basic knowledge for my age in sexual issues there was still much I did not know (Rathus, Nevid Fichner-Rathus, 2005). I grew up a Christian and certain high values were set my siblings and I, so high that moral values are predictable to assume on the subject of sex. Although I possess a European background my parents are primarily German-American. My siblings and I were with the ideas of spirituality is more important than religious views.However, this does not mean that we did not have set restrictions; never feeling shame or perfect knowledge of sexuality. That is why when wrapping up the last chapter of the text I realized that my sexual decisions were a positive influence and my family as-well-as myself. Prior to taking this course I unknowingly forgot some areas of my sexuality involving myself and my husband. When became married I took for granted our sexual relationship and forgot to nurture it along with our relationship. However, I was reminded that even being in a good relationship changes as-well-as our needs in that relationship. Developing and growing as a couple can avoid problems that can occur over years of neglect. Realizing, through reading the text information, taking care of our sexual needs instead of turning away from them brought both my husband and I closer together and improved our sexual relationship (Rathus, Nevid Fichner-Rathus, 2005).Multiple sexual accounts of problems that concern couples were given in the text, which helped to improve upon and apply in my own relationship. One of those examples was Situational Ethics and the philosophy of Joseph Fletcher. This is a theory that I find most agreeable when supporting sexual behavior. The idea of supporting people because we love them or have experienced love for him or her makes sense. So by completing this course it has offered me a new perspective in critical thinking and value system in relation to sexuality.Also the material covered has assisted in becoming more aware in my son’s own sexuality and how to proceed in properly supporting a healthy sexual relationship of his own (Rathus, Nevid Fichner-Rathus, 2005). Another important understanding is how the environmental and historical influences have shaped my life and ideas in my sexual experiences. It is my belief that both the environment and history brings important affects in molding our views as individuals on sexual orientation.The historical point of view influences how individual view sexuality, also it includes how he or she was reared by his or her parents. The historical and sexual viewpoints are different from one parent than another because of his or her own rearing. Therefore, certain sexual aspects were more acceptable for me when they were new for my parents to deal with. Case-in-point during my generation being a homosexual has become much more accepted by society than during my parent’s generation, and premarital sex was definitely prohibited.However, as a growing and mature individual I could develop my own ideas through experiences and knowledge, judging for myself what sexual preference I wanted to choose. Also there is the genetic predisposition, which contributes to the outcome and direction in which my sex is determined. So when adding the time, genetic predispositions, social environment, the way my parents reared me, and day-to-day environment influences together an individual will find the formula of a person’s sexual rientation. However, even with all of these pieces coming together to create a person’s sexual orientation none of them completely determine a person’s sexual choice. The determination of my gender identity was preset by my parents giving me the chromosomes XY, gave me an anatomic appearance of a f emale. Also being reared in a hetero environment had an influence in becoming a female as well. So the relation to the masculinity-femininity continuum is that I posses both traits feminine and masculine.In some situations I tend to carry myself as a caring and soft-spoken female, is typical for feminine behavior. On the other hand I express more masculine attributes like aggressiveness and self-reliance, which is typical for masculine behavior. Both add in the development in determining and sustaining my gender identity. The biological perspective by the way was inherited from my parents and aided in the development of the characteristics in becoming a woman, gender role of nurturing and caring individual, and maternal tendencies in taking care of my child.Then the psychological perspective according to my mother to which she insists that I was a normal girl with particular behaviors toward feminine toys and clothes. As a final point, the social environment offers an insight into the typical social role of an American woman, which was predetermined at birth by my social surro undings (Rathus, Nevid Fichner-Rathus, 2005). Attraction and love, the effects it has on a relationship is phenomenal and with whom the relationship involves can determine its outcome.Case-in-point my husband and I have nurtured and grown as a couple from a relationship to a marriage. Of course there are many aspects of love and attraction in one’s life and I think that the three most important components are Physical attractiveness, Similarity, and Reciprocity. When looking or meeting a perspective partner the first thing, I experience physically attraction, then similarity to make sure we have common interest, then reciprocity because I tend to express myself openly when a person is in agreement with me.Overall I have already experienced these characteristics in relationships for example the relationship I am currently in and any in the future. I think each phase is significant and reflect the process to which my relationships will develop (Rathus, Nevid Fichner-Rathus, 2005). Furthermore, sexual dysfunctions are anot her course subject that I found interesting. Although, it is a delicate matter to most individuals I believe that dysfunctions should be addressed immediately by a doctor.People tend to postpone addressing issues concerning sexual dysfunctions when treated by a doctor it could become more manageable or cured. The reason for the lack of professional help in this area that people experience a feeling of shame, or uneducated in on the issue of sexual dysfunctions, there is however one very interesting sexual disorder I want to address the Orgasmic disorder. A man generally experiences an inability to delay an orgasm, which means he cannot control early ejaculation as for a women she experiences anorgasmia, is the lack of an orgasm even when stimulated.The Orgasmic disorder is a disorder in which being informed as much as possible is necessary to both partners and should my partner or I ever experience this kind of sexual disorder then we can acknowledge the disorder and seek treatment. Should this problem persist then my partner and I shale seek additional medical help in its prevention. However, the textbook offered knowledge in identifying and solving this problem by listing instructions to which a person may stimulate him or her prior to sexual intercourse or masturbation. Of course as men began to age he tends to experience complications from orgasmic disorders and this can lead to problems in a relationship. Moreover, if or when these dysfunctions occur many solutions are available such as talking to a medical doctor and seeking counseling to deal with the emotional stress of this disorder. Dealing with these problems in advance can improve a sexual relationship and offer a chance of a lasting marriage (Rathus, Nevid Fichner-Rathus, 2005). When taking this course I first thought, it was unnecessary because I was confident and knowledgeable about my own sexuality.

Influence of Atticus Finch free essay sample

Throughout our lives, we are influenced and taught by many. It can have an effect on the way we view problems and events. We can be influenced by anyone, such as a family member, friend, teacher, or a fictional character. Atticus Finch, one of the main characters in the novel To Kill a Mockingbird by Harper Lee, was a person who showed and taught me a lot. Atticus Finch was a man who fought for what he believed in. He always stood up for what was right, not what was popular believing that success was not just winning, but instead trying to fight for a good cause. This showed me that winning is not the only measure of accomplishment. Even if you failed, Atticus believed you were successful. Atticus once said that you should still fight even when you know you’re beaten. He didn’t just go with the popular opinion that blacks were bad. We will write a custom essay sample on Influence of Atticus Finch or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Instead, he gathered up his courage and fought against the court. This was a big pointer for me and one of the major influences, not just because I want to become a lawyer in the future like him. This showed me that with courage you can achieve a lot, and to never lose your self-confidence. Many people think that if you lose a battle then you were not successful and I do admit that I am one of these people. When I lose, I feel very discouraged. Atticus did not think this. He believed that being successful was only to try to do something for a good cause. Even if you lose what you were fighting for, you are still successful because you fought for what you thought was right. This was what touched me and taught me to never feel inferior when I lose. Atticus did not believe in racism. He had raised his kids to feel the same way. He taught them that everyone was equal. Atticus noted how in the court there was no way for a black man to win against a white man when it’s the white man who gets to decide what happens. No matter how good of a case Atticus gave the jury, it was still racism that came out on top. He was always for equality. He believed that all men were created equal and blacks shouldn’t be treated badly. Here, Atticus taught me that equality comes first. For example, today people of many different religions and backgrounds are friendly to each other. For instance, there are different students of various backgrounds in a classroom. This promotes diversity, which is the only thing that can combat racism. People of these different backgrounds today contribute so much to the world they live in. I believe nobody should be deprived of their rights no matter what their gender, background, or religion is. Even th ough the jury and judge were against Atticus, he still fought and tried which showed me that you should never give up fighting for what you think is right. Family was always something that Atticus took pride in. He loved his family with all his heart and would do anything for them. Atticus believed that he was a failure as a father sometimes. He tried very hard to be a good one but always seemed to think he could have been better .Atticus would put family first before anything else. I love my family very much and my parents put a lot of time and effort into raising me to become someone who would never give up on something thats important to me. They taught me priceless lessons like tying my shoelaces, making my bed, how to use silverware, and so on. They have made a great impact on my life. My father is quite similar to Atticus. When he sees or hears something wrong, he speaks out. He always tells me not to give up when I think I won’t be able to achieve something and always tells me to do my best at school every day. He gives a lot of motivation, and encourages me not to back down. I am a very shy person and he reminds me to sp eak up and not to be hesitant when speaking. Atticus Finch was a successful and courageous man who did not believe in racism, teaching his family that equality always comes first. He taught me so much throughout the book, like how to make myself stronger however circumstances would become and to never give up, fight hard for the truth, and don’t ever lose your self-esteem to any negativity occurring. When I enter college, I will be more than happy to share my opinion and listen to the opinions of others. I will contribute whatever I can as I bring my confidence, work ethic, and will-power to every aspect of my life.

The Terror - History of the French Revolution

The Terror - History of the French Revolution In July 1793, the revolution was at its lowest ebb. Enemy forces were advancing over French soil, British ships hovered near French ports hoping to link up with rebels, the Vendà ©e had become a region of open rebellion, and Federalist revolts were frequent. Parisians were worried that Charlotte Corday, the assassin of Marat, was only one of the thousands of provincial rebels operating in the capital ready to strike down the leaders of the revolution in droves. Meanwhile, power struggles between sansculottes and their enemies had begun to erupt in many sections of Paris. The whole country was unfolding into a civil war.   It got worse before it got better. While many of the Federalist revolts were collapsing under both local pressures- food shortages, fear of reprisals, reluctant to march far- and the actions of Convention Deputies sent on mission, on August 27th, 1793 Toulon accepted an offer of protection from a British fleet which had been sailing offshore, declaring themselves in favor of the infant Louis VII and welcoming the British to port. The Terror Begins While the Committee of Public Safety wasnt an executive government- on August 1st, 1793, the Convention refused a motion calling for it to become the provisional government; it was the closest France had to anyone being in overall charge, and it moved to meet the challenge with utter ruthlessness. Over the next year, the committee  marshaled the nations resources to tackle its many crises. It also presided over the bloodiest period of the revolution: The Terror. Marat may have been killed, but many French citizens were still forwarding his ideas, chiefly that only the extreme use of the guillotine against traitors, suspects, and counter-revolutionaries would solve the countrys problems. They felt terror was necessary- not figurative terror, not a posture, but actual government rule through terror.   The Convention deputies increasingly heeded these calls. There were complaints about a spirit of moderation in the Convention and another series of price increases were quickly blamed on endormers, or dozer (as in sleeping) deputies. On September 4th, 1793, a demonstration for more wages and bread was quickly turned to the advantage of those calling for terror, and they returned on the 5th to march to the Convention. Chaumette, backed by thousands of sans-culottes, declared that the Convention should tackle the shortages by strict implementation of the laws. The Convention agreed, and in addition voted to finally organize the revolutionary armies people had agitated for over previous months to march against the hoarders and unpatriotic members of the countryside, although they turned down Chaumette’s request for the armies to be accompanied by guillotines on wheels for even swifter justice. In addition, Danton argued that arms production should be increased until every patriot had a musket and that the Revolutionary Tribunal should be divided to increase efficiency. The sansculottes had once again forced their wishes onto and through the Convention; terror was now in force. Execution On September 17th, a Law of Suspects was introduced allowing for the arrest of anyone whose conduct suggested they were supporters of tyranny or federalism, a law which could be easily twisted to affect just about everyone in the nation. Terror could be applied to everyone, easily. There were also laws against nobles who had been anything less than zealous in their support for the revolution. A maximum was set for a wide range of food and goods and the Revolutionary Armies formed and set out to search for traitors and crush the revolt. Even speech was affected, with citizen becoming the popular way of referring to others; not using the term was a cause for suspicion. Its usually forgotten that the laws passed during the Terror went beyond simply tackling the various crises. The Bocquier Law of December 19th, 1793 provided a system of compulsory and free state education for all children aged 6 – 13, albeit with a curriculum stressing patriotism. Homeless children also became a state responsibility, and people born out of wedlock were given full inheritance rights. A universal system of metric weights and measurements was introduced on August 1, 1793, while an attempt to end poverty was made by using ‘suspects’ property to aid the poor. However, it is the executions for which the Terror is so infamous, and these began with the execution of a faction called the Enrages, who was soon followed by the former queen, Marie Antoinette, on October 17th and many of the Girondins on October 31st. Around 16,000 people (not including deaths in the Vendà ©e, see below) went to the guillotine in the next nine months as the Terror lived up to its name, and around the same again also died as a result, usually in prison. In Lyons, which surrendered at the end of 1793, the Committee of Public Safety decided to set an example and there were so many to be guillotined that on December 4th-8th, 1793 people were executed en masse by cannon fire. Whole areas of the town were destroyed and 1880 killed. In Toulon, which was recaptured on December 17th thanks to one Captain Bonaparte and his artillery, 800 were shot and nearly 300 guillotined. Marseilles and Bordeaux, which also capitulated, escaped relatively lightly with only hundreds executed. The Repression of the Vendà ©e The Committee of Public Safetys counter-offensive took the terror deep into the heart of the Vendà ©e. Government forces also began winning battles, forcing a retreat which killed around 10,000 and the whites began to melt away. However, the final defeat of the Vendà ©es army at Savenay was not the end, because repression followed which ravaged the area, burnt swathes of land and slaughtered around a quarter of a million rebels. In Nantes, the deputy on mission, Carrier, ordered the guilty to be tied up on barges which were then sunk in the river. These were the noyades and they killed at least 1800 people. The Nature of the Terror Carriers actions were typical of autumn 1793 when deputies on mission took the initiative in spreading the Terror using revolutionary armies, which may have grown to 40,000 strong. These were normally recruited from the local area they were to operate in and were usually comprised of artisans from the cities. Their local knowledge was essential in seeking out hoarders and traitors, usually from the countryside. Around half a million people may have been imprisoned across France, and 10,000 may have died in prison without trial. Many lynchings also occurred. However, this early phase of the terror was not, as legend recalls, aimed at nobles, who made up only 9% of the victims; clergy were 7%. Most executions occurred in Federalist areas after the army had regained control and some loyal areas escaped largely unscathed. It was  normal, everyday people, killing masses of other normal, everyday people. It was a civil war, not class. Dechristianization During the Terror, deputies on mission began attacking the symbols of Catholicism: smashing images, vandalizing buildings, and burning vestments. On October 7th, in Rheims, the sacred oil of Clovis which was used to anoint French kings was smashed. When a revolutionary calendar was introduced, making a break with the Christian calendar by starting on September 22nd, 1792 (this new calendar had twelve-thirty day months with three ten-day weeks) the deputies increased their dechristianization, especially in regions where rebellion had been put down. The Paris Commune made dechristianization an official policy and attacks began in Paris on religious symbols: Saint was even removed from street names. The Committee of Public Safety grew concerned about the counter-productive effects, especially Robespierre who believed that faith was vital to order. He spoke out and even got the Convention to restate their commitment to religious freedom, but it was too late. Dechristianization flourished across the nation, churches closed and 20,000 priests were pressured into renouncing their position. The Law of 14 Frimaire On December 4th, 1793, a law was passed, taking as its name the date in the Revolutionary Calendar: 14 Frimaire. This law was designed to give the Committee of Public Safety even more control over the whole of France by providing a structured chain of authority under the revolutionary government and to keep everything highly centralized. The Committee was now the supreme executive and nobody further down the chain was supposed to alter the decrees in any way, including the deputies on a mission who became increasingly sidelined as local district and commune bodies took over the job of applying the law. All unofficial bodies were shut down, including provincial revolutionary armies. Even the departmental organization was bypassed for everything bar tax and public works. In effect, the law of 14 Frimaire aimed to institute a uniform administration with no resistance, the opposite of that to the constitution of 1791. It marked the end of the first phase of the terror, a chaotic regime, and an end to the campaigning of the revolutionary armies who first came under central control and were then closed on March 27th, 1794. Meanwhile, factional infighting in Paris saw more groups go to the guillotine and sansculotte power began to wane, partly as a result of exhaustion, partly because of the success of their measures (there was little left to agitate for) and partly as a purging of the Paris Commune took hold. The Republic of Virtue By the spring and summer of 1794, Robespierre, who had argued against dechristianization, had tried to save Marie Antoinette from the guillotine and who had vacillated over the future began to form a vision of how the republic should be run. He wanted a cleansing of the country and committee and he outlined his idea for a republic of virtue while denouncing those he deemed non-virtuous, many of whom, including Danton, went to the Guillotine. So began a new phase in the Terror, where people could be executed for what they might do, not had done, or simply because they failed to meet Robespierres new moral standard, his utopia of murder. The Republic of Virtue  concentrated power at the Centre, around Robespierre. This included closing all provincial courts for conspiracy and counter-revolutionary charges, which were to be held at the Revolutionary Tribunal in Paris instead. Parisian jails soon filled with suspects and the process was speeded up to cope, partly by scrapping witnesses and defense. Furthermore, the only punishment it could give out was death. As with the Law of Suspects, almost anyone could be found guilty for anything under these new criteria. Executions, which had tailed off, now rose sharply again. 1,515 people were executed in Paris in June and July 1794, 38% of which were nobles, 28% clergy and 50% bourgeoisie. The Terror was now almost class-based rather than against counter-revolutionaries. In addition, the Paris Commune was altered to become docile to the Committee of Public Safety and proscribed wage levels were introduced. These were unpopular, but the Paris sections were now too centralized to oppose it. Dechristianization was reversed as Robespierre, still convinced that faith was important, introduced the Cult of the Supreme Being on May 7th, 1794. This was a series of Republican themed celebrations to be held on the rest days of the new calendar, a new civic religion.

A Complete Christmas Tree Care and Buyers Guide

A Complete Christmas Tree Care and Buyers Guide Every year millions of families shop for and buy a real cut Christmas trees from Christmas tree farms and local lots. According to the National Christmas Tree Association (NCTA), 56 million trees are planted each year for future Christmases and 30 to 35 million families will shop and buy a real Christmas tree this year. Finding your perfect Christmas tree can be a challenge. Shop Early to Find a Christmas Tree The weekend after Thanksgiving is traditionally when most Christmas tree shopping occurs. But you should really shop for a Christmas tree earlier as it will pay off with less competition for higher quality Christmas tree selections and a fresher holiday tree. You should consider mid-November a time to find a tree and follow through on your Christmas tree procurement. Remember, every year is different when it comes to Christmas tree availability. Some years have less shopping days between Thanksgiving and Christmas. Tree sellers will be busy over a shorter period of time and you might not have as many days to shop for a Christmas tree. Start your tree search early. Natural disruptions (insects, disease, fire, drought or ice) can cause regional Christmas tree shortages which can make certain Christmas tree species hard to find. In any event, if you are buying you need to plan and purchase early to pick from the best holiday trees on the lot or on the farm. 10 Species of Christmas Trees Christmas tree growers offer an awesome selection of Christmas tree species with excellent aromatic varieties that retain their needles through the entire season. At least 10 species of Christmas trees are commercially grown and sold in large quantities in North America. Buying Online You can now shop for and buy a Christmas tree online with only a few keystrokes - and 300,000 people shop this way every year. Buying Christmas trees directly from a quality Christmas tree grower will save valuable holiday time plus you will avoid a cold, overcrowded holiday tree lot only to find poor quality Christmas trees. It is especially handy to order online for someone who has trouble getting out to buy. A special Christmas treat for even the healthy would be seeing a delivery truck delivering their own fresh tree for Christmas (make sure you know the size and varieties they like). Read about five of the most popular internet Christmas tree dealers selling fresh from the farm. You need to order early when using catalogs and the Internet as these companies have limited supplies and may require you to furnish a shipping date. Most will not deliver a Christmas tree after December 12th. Retail Lot Versus Farm Selecting a Christmas tree  at a nearby retail lot or from a Christmas tree farm can be great family fun. To help find a quality Christmas tree near you, check out  NCTAs online member database. The National Christmas Tree Association represents the best tree farms and merchants in the United States. If you are buying a Christmas tree from a retail lot, the main thing to remember is freshness when selecting a Christmas tree. The needles should be resilient. Take hold of a branch and pull your hand toward you, allowing the needles to slip through your fingers. Most, if not all, of the needles,  should stay on the Christmas tree. What to Look For Lifting and tapping the Christmas tree on a hard surface should not result in a shower of green needles. Brown needles that have shed the previous year are ok. The Christmas tree should have a fragrance and a rich green color. Branches should be pliable and bend without much resistance. Actually, none of this will be necessary if you purchase the Christmas tree fresh from a local Christmas tree farm. In most  cases,  you can find a Christmas tree farm close enough to allow you and/or your kids to cut the tree or buy one that the farm has just cut. Harvesting a tree from a local farm is becoming more and more a favorite family event. Again, you need to use NTCAs member database to find a farm. How to Help Your Tree Last Through the Season Once you get your Christmas tree home there are several things you need to do to help your tree last through the season: Cut  one-quarter  of an inch off the base of the trunk if the Christmas tree has been harvested over 4 hours. This fresh cut will encourage the free flow of water into the tree to preserve freshness.Mount tree in a water-holding catchment container attached to a  sturdy tree stand. Avoid stands without the ability to provide water.Keep a constant check on stand water and dont let the water ever go below the fresh cut base. This will cause the base to seal and the trees premature drying out.Maintain adequate watering. Christmas trees are very thirsty and will use up to a gallon of water each day. Check the stand each day for water.Display your Christmas tree in a cool place but out of a draft. Fireplaces can dry your tree very quickly and reduce  tree freshness. Buying a "Living" Christmas Tree People are beginning to use  living plants  as their Christmas tree of choice. Most living Christmas tree roots are kept in a ball of earth. This ball can be wrapped in burlap or set into a container or pot. The tree should be used very briefly as an indoor tree but must be replanted after Christmas Day. Remember that live trees should not stay inside longer than 10 days (some experts suggest as few as three or four days).After Christmas, slowly remove it to the outside using the garage, the shed, then to the  planting  site.You  should not  plant in frozen soil and have heat protecting plastic put down if that possibility exists after planting. Do I Add Anything to the Water? According to the National Christmas Tree Association and Dr. Gary Chastagner, Washington State University, your best bet is just plain tap water. It doesnt have to be distilled water or mineral water or anything like that. So the next time someone tells you to add ketchup or something more bizarre to your tree stand, dont believe it. Most experts insist that plain old water is all you need to keep your Christmas tree fresh through Christmas.   Grow Your Own You may want to start growing your own Christmas trees! If you are curious how Christmas tree farming takes place, the NCTAs  website  is probably the best place to go to get into the business. They help you market  your  trees, pick the tree best suited for your area, give advice on the care of your trees, and more.

Methods, Advantages and Disadvantages of Securitization Coursework

Methods, Advantages and Disadvantages of Securitization - Coursework Example Securitization largely supports the financial strength and stability of electric distribution utilities by availing the capital to purchase and make develop investments in utility infrastructure. Indeed, the Shikshak Sahakari Bank Ltd & another Vs Indian Oil Corporation Ltd & Another  case law that explains property mortgaged to the Bank leased out to a third party. Possession is subject to the leasehold rights of the Lessee. This case law explains the different parties to securitization. In an asset securitization process, a collection of assets transform into asset-backed securities. Securitization has greatly evolved with time. In modern times, securitization finances transition and stranded costs that relate to an open market, storm cost recovery, and environmental control equipment costs. Indeed, the difference between securitization and other forms of traditional financing is that in securitization, the cash flow generated by the asset pool to support securities with higher c redit quality than the company has secured debt. Ideally, the ultimate goal of securitization is to enable a corporation to obtain proceeds from the sale of assets and not necessarily borrowing funds.There are different securitization methods that have different goals. However, they share common elements that include the pledge from the state not to take or permit any action that would impair the value of the transition property and the recognition that alternative financing is beneficial to ratepayers. In addition, the variant securitization methods adopt the same mechanism for periodic true-ups, requirements of a financing order issued by the public service commission, and authorization of a non-by passable rider in the repayment of the securitized debt. In addressing, real property securitization, the two methods are the "Asset Liquidation Scheme" and "Asset Investment Scheme.†

The Impact of Mobile Banking on the Finance Profession in Banking Article

The Impact of Mobile Banking on the Finance Profession in Banking Environment - Article Example   However, there is also a group of stakeholders, including the staff that is concerned about the negative consequences of mobile banking. The crucial question is then how the finance work in the banking environment would be affected. The trending developments regarding mobile banking are well documented. According to SWIFT (2005), mobile banking is still considered as one of the pertinent topics in the finance industry, as well as for banking institutions. This has been exacerbated by the growing ubiquity of mobile phones across the global population. In a population of about 7 billion people, as many as 5 billion people will be in the possession of mobile phones. At the same time, out of all that population, only 2 billion people will be holding the bank accounts. Consumers are now increasingly using their mobile phones in making payments and bank their money. Mobile banking is described as a growing business, with users expected to increase to about 900 million while the transac tion value is expected to exceed 1 trillion dollars by 2015. Finance staff would also have to reap from the benefits that accompany the mobile banking operation. It is agreeable that mobile transfer is cheaper than teller transfer by about fifty times and ATM transfer by about ten times. Mobile banking comes with a lot of flexibility, both to customers and the firm itself. For instance, the service makes it easy for the bank to combine and sell other services and products that are offered in the bank, such as credit cards and loans, with relative ease. Mobile banking is the best way of realizing drastic growth because it is one way for banking institutions to remain competitive (Delloitte 2010). In the most obvious way, the finance staff would is some of the stakeholders to gain when the banks gain. Tiwari, Buse, and Hersatt (2006) acknowledge that increased competition as a result of technological development and globalization has exposed banks to a challenging environment. Mobile banking innovation creates the allowance for the banks to retain their place by introducing the innovative services that are aimed at retaining the customers, as well as increase the revenues. However, the business is still immature, considering that only a few initiatives have succeeded in attracting a significant base of users. In other words, the service is still marred with a lot of uncertainties.  Ã‚  

Professional Roles and Values Essay Example for Free

Professional Roles and Values Essay Nursing is a profession that constantly evolves to improve itself. There is a high demand for nurses all across America. Excellent nursing practice is achieved by understanding the history of nursing and integrating the milestones achieved with the present practice. Through advanced education and new technology the nurse can provide the patient with the best care and promote community health. Knowledge gives us power to change and advance in healthcare. My mission is to demonstrate excellence in clinical care by my commitment to evidence-based practice research, continuing education, and by delivering culturally competent patient care in a caring and healing environment in accordance with the nurse practice act. PART A The Board of Nursing (BON) is a regulatory agency that functions to protect the public as well as govern the safe practice of nurses. Every state has a board of nursing that mandates the nurse practice act be properly carried out. Nurse practice acts define the scope of nursing, how to obtain licensure, how to lose licensure, and the consequences of practicing without a license. The makeup of the nursing board and its responsibilities come from the nurse practice acts also. The BON is responsible for reviewing the nurse practice act to ensure that minimum standards of practice are defined. The BON also approves nursing education programs, evaluates applicants, issues licensure, and disciplines those who violate the law (Pearson Education, 2010). To obtain a nursing license in South Carolina I am required by the BON to have demonstrated competency in performing regulated activities that are complex, require skill, and independent decision -making. This is determined by showing verification of graduating from an approved Registered Nurse education program, passing the national licensing test, and passing a criminal background check. In order  to renew my license biennially I must go through the BON and show verification of competency and the number of hours practiced as evidenced by my employer certification on a form approved by the Board. If I fail to comply the renewal requirements the BON may deny my application for renewal. Also, abiding by the nurse practice act and refraining from unethical decisions such as; using drug and alcohol at work, diverting narcotics, and abusing patients I am able to remain in good standing with the BON and abstain from any disciplinary action from the BON. The American Nurses Association (ANA) is a Professional Nursing Organization that provides nurses a variety of resources to support their careers. The ANA offers leadership positions within the organizations and workshops for continuing education as well as employment resources. Conferences are held within the organization to network and congregate about healthcare reform. Although the ANA does not offer any legal authority to grant licensure or enforce practice policy, it carries the voice of the nurse and the public to the regulatory agency to evoke change (ANA, 2013). I currently am not a member of the ANA, but I plan to join. Being as though I am a nurse that works in the emergency department I feel the need to voice concerns I have in dealing with patient care and staffing issues. I also would like to have a voice in addressing safe nurse to patient ratios in the emergency department. The ANA can help with these issues I face by helping to promote the interests of nurses to state and federal legislative bodies like the BON. I feel this organization can help me obtain the education I need in directing me to online courses offering continuing education credits and assist me in special credentialing such as obtaining a Certified Emergency Nurse certificate. PART B Nursing ethics are a set of standards concerning the actions of the nurse in his or her relationship with patients, patients’ family members, other healthcare providers, policymakers, and society as a whole (Cherry Jacob, 2011). One provision from the code of ethics that influences my practice is â€Å"The nurse participates in the advancement of the profession through contributions to practice, education, administration, and knowledge development (ANA, 2013). Although patient care is of the utmost importance nursing can’t be practiced without the appropriate knowledge required.  Evidence-based practiced research is such an important component to nursing. Without the continuous studies of such research progress would not be made in healthcare advancements. As a nurse that has worked in the emergency department I have engaged in educational opportunities offered by the emergency department has helped with quality improvement initiatives and increased patient satisfaction scores. A second provision that has influenced my practice in nursing is listed as â€Å"The nurse’s primary commitment is to the patient, whether an individual, family, group, or community (ANA, 2013). â€Å" Many times in the emergency department families and friends are surrounding their loved one. It is the nurse’s primary duty to advocate for the patient. Many times families have other ideas of healthcare that the patient is not interested in. This is where communication and education is imperative between all involved. Also, if the patient refuses any type of care education is the best answer and then acceptance if the refusal is ongoing. Honoring the patient’s wishes as long as patient safety is not an issue must be upheld in the nursing pr ofession. PART C The ANA Code of Ethics consists of several traits that should be the underlying basis from all professional nursing practices. As a nurse one must interact with a multidisciplinary team to reach optimal results for a patient’s outcome. One of the trait’s that is important is mutual respect. In an Emergency Department I work with several entities all of which have the patient’s best interest at heart. Collaborating, listening, supporting, and implementing goals are all part of having mutual respect for the team members as well as the patient and patient’s family. Another trait that is important is confidentiality. Privacy is an essential code of ethics. Discussing pertinent issues about a patient is restricted to those directly involved in patient care. Many times individuals try to call the emergency department and get updates on patients. I follow the laws in my setting regarding this issue. A third trait would be having respect for human dignity. This is important in the emergency department when patients are too sick to move. Many times patients soil themselves and feel embarrassed. We as nurses must acknowledged their feelings in a therapeutic way. We must maintain professional and never judge the patient in these instances.  A fourth trait I possess would be accountability. I take full responsibility to abide by the nurse practice act in my state. I follow the requirement for licensure renewal and take continuing education classes pertinent to my work area. I also am accountable for the nursing care of patients and to practice using the standards of care in my hospital. If I make a mistake I am held accountable for my actions and report any incidents to the appropriate personnel. PART D Jean Watson’s Theory of Human Caring plays a significant part in promotion of a patient’s health. This theory suggests that there are carative factors that are the core to nursing. It is a holistic outlook that addresses the impact and importance of altruism, sensitivity, trust, and interpersonal skills (Cherry Jacob, 2011). Caring is a key element of the patient’s outcome. Possessing a caring heart sets the bar high in healthcare. â€Å"The transpersonal process of caring, or caring among, nurse, environment, and client, is essential to healing† and the nurse is the tool that â€Å"implements these carative factors, that facilitates, and promotes† the restoration of the patient health (Cherry Jacob, 2011).† PART D1 Jean Watson’s Theory of Human Caring fits in my professional practice daily. This model helps to establish a trusting rapport between you and the patient. When dealing with patients on an everyday basis the nurse is the one who interacts with the patient the most and sets the tone for the relationship. Compassion and human touch are necessary for positive patient outcomes. Following this module reminds me and helps me to improve my delivery of care by allowing patients to communicate feelings while I actively listen to their needs. When I enter a patient’s room I survey the scene or take a holistic approach. I want to let this patient know I care about all of their needs and not just the medical concerns. The theory states â€Å"interconnectedness of one human touching or caring for another is a carative factor which promotes restoration of health and equilibrium† (Cherry Jacob, 2011). After I introduce myself to the patient I immediately ask them how they are feeling or if there is anything that they are concerned about. I feel this gives the patient the opportunity to discuss concerns and allows time for therapeutic communication establishing  a trusting nurse to patient environment. Watson’s carative factors help with caring or maintaining health even when a patient is terminal. I instill this theory through offering chaplin services to patients or assistance finding mental support for those that are terminal. I come in contact with many different cultures in the emergency department and it is important to recognize the need for teaching and making it conducive for the patients to learn about their medication or disease process. Using a language lines shows the patient that you care about their health and education. PART E Florence Nightingale was inspirational and changed the face of nursing across the world from a career many looked down upon to a highly skilled and respected medical profession by implementing standards in healthcare and training others for the occupation. After witnessing the unsanitary conditions during the Crimean War she obtained hundreds of scrub brushes and asked nurses and the least sick patients to scrub the inside of the hospital from floor the ceiling (The Biography Company, 2014). Her compassionate, dedicated, and skilled work helped her to reduce the hospitals death rate by two-thirds from implementing â€Å"The Environmental Theory† into her practice (The Biography Company, 2014). Florence was a nurse that was able to look outside the box and critical think to find solutions to better healthcare. After learning of her great achievements the one I use most in my healthcare setting is following sanitary measures. The spread of bacteria is very prevalent among the emergency department and by adhering to hand hygiene principles and other core measures to keep from the spread of disease I feel her testimony sets the stage for mostly all healthcare employees. Also, through her courage and compassion for humanity she helped to mold my nursing practice into one of diligence. PART F Respect for autonomy comes to mind when I think of a case scenario. Upon triaging a patient with their significant other in the room I came across the medical history section. This may cause concern for some patients being as though we must obtain a full medical history. I explained to the patient that I have personal questions to ask her and needed to know if she would like to be alone during this process. The patient stated she  would like her significant other to leave the room. When interviewing the patient they informed me that they did not want their history disclosed to the significant other or any of the results of testing that day. I appreciated this request and then informed the significant other that they must remain in the waiting room until testing was finished and that it would be up to the patient to notify them of updates. Beneficence is the principle of providing good to someone whereas non-maleficence addresses the risk of a procedure to cause harm to a patient (Cherry Jacob, 2011). An example of beneficence I encountered was when an elderly patient was scheduled to have a cardiac catheterization performed. While performing the pre-op measures for this patient it was observed that this patient had an area of breakdown on his skin and an elevated temperature. I immediately called the cardiologist and informed him of the findings. He came to talk to the patient and decided to reschedule the procedure for another day when he was afebrile. Without reporting the finding to the doctor the patient could have introduced infection into the bloodstream and could have became septic with critical results. REFERENCES ANA Nursing World. (2013). Retrieved from https://www.nursingworld.org Cherry, B., Jacob, S. (2011). Contemporary Nursing: Issues, Trends and Management, (5th edition). St. Louis: Mosby Elsevier. Florence Nightingale. (2014). The Biography.com website. Retrieved from http://www.biography.com/people/florence-nightingale-9423539 Pearson Education. (2010). Retrieved May 8, 2015 from http://wps.prenhall.com/chet_sullivan_effective_6/21/5493/1406300.cw/content/index.html